WhatsApp Payments is available in 10 Indian languages for both Android and iOS users as part of the latest app version.

WhatsApp Payments official in India

As approved by NPCI, WhatsApp Payments will allow for UPI-based transactions in a ‘graded manner.’ This means that it will initially be available for 20 million UPI users in India and will operate based on the multi-bank model. NPCI also introduced a cap of 30% on UPI transactions by third-party app providers (TPAP), starting January 1, 2021.

How to set up payments on WhatsApp

WhatsApp has recently announced that UPI Payments are available again for all their Indian users!
Some users are experiencing issues receiving the feature. In this article you will find some information about how to quickly get the option to send Payments in WhatsApp.

Common questionsAnswersName of the feature?UPI PaymentsStatus?EnabledWhere?In IndiaI’ve installed the latest version but I haven’t this feature, why?This article will help you to get the feature, on iOS and Android.

People across India can finally use UPI Payments again, previously announced in 2018 but, for some government reasons, the feature was disabled for new activations .

WhatsApp has announced that Indian users can finally send money through WhatsApp. However, there are some users that didn’t receive the option yet. Let’s discover how to get the feature!
This method worked two years ago and we’re happy to announce that it still works (except for business accounts):

  • You need to find someone that has Payments enabled on WhatsApp. This user can help you to enable the feature.
  • This user has to send a “Payment Notification” in your chat. To send a Payment Notification, he has to tap Payments in the chat sharing options:

Seen that you’re unable to receive Payments, because the feature is not available for you, WhatsApp will ask if your friend can notify you to receive Payments. Note that he is not sending money, this is just a request to send.

  • When tapping Notify, you will receive a notification in the chat, asking to set up a payment account. After the configuration, you will finally have the Payments feature enabled!

More countries will be eligible to get Payments in WhatsApp in future. This is the full list:

  • Brazil (+55): already enabled
  • India (+91): already enabled
  • Mexico (+52): in future
  • UK (+44): in future
  • Spain (+34): in future
  • WhatsApp is also working on a general way to offer Payments in Europe.

Steps :

  1. Open WhatsApp > go to Settings > tap Payments.
  2. Tap Add payment method. Next, choose your bank.
  3. After you’ve selected your bank, you’ll need to verify your phone number. Tap Verify via SMS.
  4. Wait for the verification process to finish. Once done, your bank details will be added below Payment methods.

WhatsApp Pay: How to make payments

WhatsApp Payments lets you send money to WhatsApp contacts as well people who are not registered with WhatsApp Pay. Follow these steps to send money to a WhatsApp contact.

  1. Open a WhatsApp chat and tap the attachment icon.
  2. Tap Payment > type the desired amount > hit enter.
  3. Enter your UPI pin to complete the payment.

Follow these steps to send money to those people who use other UPI apps such as PhonePe or Google Pay.

  1. Open WhatsApp > go to Settings > tap Payments.
  2. Tap New Payment > tap Send to a UPI ID > enter the UPI ID > hit Verify.
  3. After the UPI ID is verified, type the desired amount and hit enter.
  4. Enter your UPI pin to complete the payment.

You can also send a request to your WhatsApp contacts who have not yet registered with Whatsapp Payments. To do that, follow these steps.

  1. Open a WhatsApp chat > tap the attachment icon > tap Payment.
  2. On the next screen, tap Notify to let the other person know about WhatsApp Payments feature.

By following these easy methods, you can start making digital payments via WhatsApp. This is everything that you need to know about WhatsApp Payments.

2 Replies to “How to set up payments on WhatsApp”

Leave a Reply

Your email address will not be published.